The average annual cost of house maintenance has increased to $6,663. Unexpected malfunctions can become into expensive repairs very fast, leaving homeowners struggling to pay for them. A house warranty can provide peace of mind and a financial safety net, safeguarding your investment.
It might be difficult to choose the best home warranty service, though. It’s simple to feel overwhelmed by the large number of carriers, different coverage options, and complicated terminology. We’ve done the research for you because of this. In order to provide you with this crucial home warranty reference, our knowledgeable staff has carefully assessed the top businesses in the sector.
To help you make a decision, we’ll look at important elements including coverage options, prices, and customer reviews. Find the finest home warranty provider for your budget and property protection by looking through our Top 10 list below.
Our Top 10 Best Home Warranty Companies:
- Choice Home Warranty – Best home warranty company overall
- Select Home Warranty – Reasonably priced premiums and fees
- American Home Shield – Best for customizable plans
- Liberty Home Guard – Homeowners looking for a quick claims process
- Home Warranty of America – Best for comprehensive appliance coverage
- First American Home Warranty – Best for high payout caps
- Home Service Club – Best for covering pre-existing issues
- Elite Home Warranty – Customizable warranty policies
- Mike Holmes Protection – Best for unlimited coverage for home systems
- 2-10 Home Buyers Warranty – Best for fast service
Our Prime 10 Best Home Warranty Companies:
Choice Home Warranty distinguishes itself with two simple options and a consistent service charge of $100. Essential home appliances and systems are covered by its Basic Plan, while air conditioners, refrigerators, and washers are covered by its Total Plan. Because it covers your complete plumbing system, including your garbage disposal and water heater, it’s also our best home guarantee for plumbing. It also covers water pressure-regulating components of your electrical system.
“Especially helpful for owners of older homes” is what Jake Hill, CEO of DebtHammer, says about Choice Home Warranty: it doesn’t “deny coverage based on the age of your home’s systems or appliances.”
Choice Home Warranty provides significant protection, with up to $3,000 in coverage for each successful claim. Additionally, if you buy any single-payment home warranty plan, your first month is free.
Why we choose Choice Home Warranty: Choice Home Warranty is our best choice due to its simple plan structure and one $100 service charge. CHW also offers professional coverage for buyers and sellers in addition to its homeowner policy. Additionally, it provides a risk-free 30-day trial so you can test out its services before committing entirely.
Client viewpoint: Irene Smith, 53, writes, “In all the years I’ve had home warranty service, my most recent garage door repair was the best experience I’ve had.” In addition, she states that the service representative arrived on schedule, described the problems, and resolved a significant issue in roughly fifteen minutes. “It was professional, swift, and incredibly simple.”
2. Select Home Warranty
Select Home Warranty offers coverage for the majority of major appliances and systems at competitive prices. Compared to other home warranty organizations, their prices are more reasonable, starting with just $36 per month.
The creator and CEO of Cash For Houses, Jennifer Spinelli, is an investment advisor and real estate professional who describes Select Home Warranty as “reliable and trustworthy.” “Costly repairs or replacements due to breakdowns or malfunctions” are no longer a concern for her, she continues.
Free roof leak coverage is included in each of the three available options. Nevertheless, Nevada, Washington, and Wisconsin do not offer Select Home Warranty’s services.
Why Select Home Warranty was our choice: They are superior to their rivals because to their low fees and reasonable charges. The fact that they give two months free with their annual plan is very practical.
Our experience: Select Home Warranty’s complimentary roof leak coverage and round-the-clock, amiable phone service really impressed us.
3. American Home Shield
With more than two million members, American house Shield is the biggest and most well-known provider of house warranties in the United States, having been in business since 1971.
Top Mobile Banks founder Tommy Gallagher, a former investment banker, expressed his admiration for the variety of contractors they offer and the caliber of services they offer.
ShieldPlatinum, ShieldGold, and ShieldSilver are their three customizable plans. While the ShieldGold plan protects 23 main systems, the ShieldSilver plan only covers 14.
ShieldPlatinum includes comprehensive system and appliance coverage for further benefits. Cost-effective extras like free HVAC tune-ups, limitless A/C refrigerant, covering for code violations and rooks leaks, and increased payout caps for repairs and replacements are all included in this.
The reason we choose American Home Shield is that they offer plan customization and operate in 47 states as well as Washington, DC. Duplicate products and older items that have rust or corrosion are automatically covered by American Home Shield.
Our experience: For those looking for highly flexible plans and access to a wide network of contractors, American Home Shield proved to be a great choice. Finding a plan that worked for us would be simple.
4. Liberty Home Guard
Liberty Home Guard is known for providing clients with dependable service, as seen by its excellent ratings and reviews.
Roof leaks, stand-alone freezers, generators, carpet cleaning, and power washing are all covered by their three plans (Systems Guard, Appliance Guard, and Total Home Guard), which are optional. Additionally, new customers receive two complimentary months of coverage and free limited roof leak protection.
What distinguishes Liberty Home Guard from other home warranty providers is their outstanding claims procedure. They promise to assign a contractor to a claim within 24 to 48 hours and have a call center open around-the-clock. Additionally, they offer a nationwide network of more than 10,000 certified technicians.
With the release of a feature-rich mobile app, Liberty Home Guard is completely changing how homeowners access real-time information, process claims, and manage their home warranty accounts. Easy access to warranty information, effective claims handling, simplified payment tracking, smooth technician contact, real-time alerts, and a plethora of home maintenance information are just a few of the features that the app provides.
The reason we selected Liberty Home Guard is that their specialists arrive 24 to 48 hours after a claim is submitted, and their charges start at just $1 per day.
Our experience: Liberty Home Guard’s dependability, quick claims processing, and first-rate customer support impressed us.
5. Home Warranty of America
The majority of appliances and interior systems are covered under Home Warranty of America’s extensive coverage. They provide a 30-day money-back guarantee, 24/7 online or phone service requests, and up to $15,000 in annual coverage for repairs and replacements.
You receive a lot for your money, even though they might cost a bit more than some of their rivals. All plans have a deductible per-service visit.
We choose Home Warranty of America because it offers countrywide coverage and offers exceptional value for money when it comes to all appliances.
Our experience: The comprehensive coverage and effective customer support provided by Home Warranty of America impressed us. Setting up a plan was simple, and we valued their 30-day money-back promise.
6. First American Home Warranty
For people looking for strong home protection for their appliances and systems, First American Home Warranty is a great option. Since its founding in 1984, the organization says it has helped homeowners save more than $219 million on repairs.
There are two basic plans and a premium plan for coverage. One of First American Home Warranty’s biggest characteristics is that it covers objects of any age and, in the event that repairs are not possible, replaces defective products with brand-new ones.
Why we choose First American Home Warranty: First American Home Warranty provides customized programs for service providers and real estate agents. They also offer a straightforward application process, completely screened tradespeople, and a claims service that is available around-the-clock.
Our experience: Compared to other businesses, First American Home Warranty’s response times were noticeably quicker, which pleased us.
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Home Service Club (HSC) offers two service plans: Standard and Comprehensive. The Standard plan covers 18 basic appliances and systems, while the Comprehensive plan covers 33. Optional add-ons, such as pool and roof coverage, are available for an extra fee.
HSC’s unique plans include pest damage and utility line cover, setting them apart from other home warranty services. You can also choose your service fee amount from three options ($65, $95, and $125), and all repairs have a 90-day guarantee.
However, HSC charges higher service fees and premiums than average. You must also live in a single-family residence, condo, townhouse, or multi-family property to qualify for a plan.
Why we chose Home Service Club: HSC has a broad selection of optional add-ons, including coverage of gas lines, grinder pumps, ductwork, pools, and spas. Additionally, the company’s services are available nationwide with no exclusions.
Our experience: We appreciated that HSC provides coverage for pest damage, which many competitors don’t.
Elite Home Warranty
Home warranty policies from Elite Home Warranty are incredibly customizable. Three warranty packages and hundreds of optional add-ons are available to you, or you may create a fully customized policy that covers the home systems and appliances that are most important to you. Additionally, you can alter your service and coverage limitations. Go to copay. All things considered, Elite Home Warranty plans are thorough and reasonably priced.
Only a small number of home warranty companies allow you to select the service specialist of your choice, including Elite Home Warranty. Additionally, the business can send out workers from its nationwide network within 24 to 48 hours of your claim. You can use the Elite Home Warranty mobile app, the phone, or the internet to submit a claim at any time.
9. Mike Holmes Protection
Mike Holmes Protection offers customizable home warranty policies that provide unlimited coverage for your home systems and up to $6,000 in coverage for your appliances. The company has a network of more than 11,500 contractors and certified technicians and responds to claims 24/7.
Why we chose Mike Holmes Protection: Mike Holmes Protection is more expensive than competitors, but you get peace of mind knowing that even the most costly repairs will be covered in full. The company also has outstanding reviews from homeowners thanks to its speedy response to claims.
Our experience: I found the Mike Holmes Protection support team to be highly responsive and very helpful. I also like that you can get a free quote and sign up online in just a few minutes.
10. 2-10 Home Buyers Warranty
In the house warranty business, 2-10 house Buyers Warranty has 40 years of experience. There are three different plan tiers available, with monthly prices of $19.99, $51, and $60. The base charge is $85, but service fees can be adjusted from $65 to $100 per visit. A substantial $25,000 annual coverage limit is provided by 2-10 HBW, ensuring your protection in the event of several system or appliance failures.
Just go to the 2-10 HBW website or give customer support a call to get started. Whether you are buying, selling, or already residing in your house, you may always acquire a warranty. You can anticipate receiving a service call 24–48 hours after filing your claim, and support is accessible around-the-clock.
